Roof Storm Damage:
When a storm strikes, the damage can be devastating, especially to the roof of your home. The aftermath can be overwhelming, but it’s essential to act quickly and smartly to ensure you get the compensation you deserve from your insurance company. Here’s a step-by-step guide to help homeowners navigate the process of filing insurance claims for roof damage caused by storms.
Safety First
Before anything else, ensure that you and your family are safe. If the storm is ongoing, stay indoors and away from windows. Once it’s safe to do so, you can assess the damage.
Document the Damage
- Take Pictures and Videos: Capture clear images of all visible damage. This will be crucial evidence when filing your claim.
- Make Notes: Jot down the date of the storm, the type of damage you see, and any other relevant details.
Prevent Further Damage
While you wait for the insurance adjuster, take preventive measures to avoid further damage. This might include:
- Call a licensed Roofing contractor to asset the damage
- Covering broken areas with tarps.
- Placing buckets under leaks.
Note: Keep receipts of any materials or services you purchase for these temporary fixes. Your insurance might cover these costs.
Review Your Insurance Policy Before filing a claim, understand what your policy covers. Look for:
- Deductibles
- Coverage limits
- Exclusions
Contact Your Insurance Company
Initiate the claim process by informing your insurance company about the damage. They’ll provide guidance on the next steps and send an adjuster to inspect the damage.
Meet with the Adjuster
The adjuster will assess the damage to determine the compensation amount. It’s a good idea to:
- Be present during the inspection.
- Share the photos and notes you took.
- Ask questions about the process.
Get Multiple Repair Estimates While your insurance company might recommend contractors, it’s wise to get at least three estimates from reputable roofing companies. This ensures you get a fair price and quality work.
Understand the Claim Settlement Once the adjuster completes the assessment, you’ll receive a claim settlement offer. Ensure you:
- Understand the breakdown of costs.
- Know what’s covered and what’s not.
- Negotiate if you believe the offer is too low.
Begin Repairs Once you agree on the settlement, hire a trusted roofing contractor to start the repairs. Ensure they:
- Have proper licensing and insurance.
- Provide a written contract detailing the scope of work, costs, and timeline.
Keep All Documentation From the initial damage photos to repair receipts, keep all documents related to the claim. This will be crucial if there are disputes or if you need to reference the claim in the future.
Tips for a Smoother Claim Experience:
- Act Quickly: The sooner you file the claim, the better.
- Stay Organized: Keep all documents, photos, and correspondence in one place.
- Maintain Open Communication: Regularly check in with your insurance company and adjuster.
Know Your Rights: If you feel your claim isn’t handled fairly, consider seeking advice from a public adjuster or attorney.
Real customers, Real reviews
Real customers, Real reviews
Rocket Roofing is professional and honest. Super happy with their service.
Alan and his company was very clean professional in doing the work. Out of 4 other companies, Rocket Roofing gave me a better price for the same work.
They did the work well and communicated ok
Roof repair for storm & wind damage. Professionalism, Punctuality, Quality, Responsiveness, Value
These guys are the absolute very best. They are very talented, smart they took their time explaining the process and followed through absolutely amazing. I tell you I e spent 22 years in the Marines these guys are top shelves
Excellent job. I would definitely recommend Rocket roofing. We really appreciate your work. Thank you
Rocket Roofing came through again for me on one of my investment properties in LA, not only did they do the job well, they were honest in letting me know my sky lights did not need replacement and saved me even more money! Highly recommend!
Great service, great employees and great experience overall. I have been working with Alan for over 2 years now. He and his team inspected the property I bought and made some repairs on the roof as well. They also offered a warranty work that I purchased (5 years warranty).After 2 years of wind and rain in San Diego, I started getting some leaks and sign of leakage couple of months ago, so I called Allen.
He sent the first available person after the rain was done and repaired the spot. I noticed the leak again after the next rain so I called him again. This time he send 2 people and replaced the entire section free of charge under the warranty work.
They also screwed in a tiny section of my gutter that was loose.
Overall I am very grateful to know Rocket Roofing and I will definitely contact him to replace a new roof when the time is arrived.
Alan and the guys at Rocket Roofing were absolutely amazing! They were responsive and very professional! They didn’t waste time and made sure that everything was complete and no additional damage was done. I would recommend them to anyone who needs any work done!
Great company to work with. Alan was very professional when inspecting my property, and his team did great job fixing my roof. Highly recommended.
This is the second time I have used Rocket Roofing and I am very happy with their work. They were extremely fast, friendly, professional and most importantly very affordable. I would highly recommend them to anyone in need of roofing repairs, especially for storm and wind damage. They are a top-notch company that truly cares about their clients and their work. I will definitely be using them again in the future!
I recently had a new roof installed by Rocket Roofing. The installation was done very professionally and on time. They were extremely responsive to all of my questions, even after we got started and the job was about 75% done, we had a few questions for them. They came back out to check everything a few days later and made sure it was right before moving on to the next phase of work. I received several quotes on our house before deciding on Rocket Roofing, they were by far less expensive than anyone else. Our home is much safer now that the roof has been replaced and I highly recommend them!
My roof was looking pretty bad after the last big storm we had. I called up Rocket Roofing to see if they could give me an estimate. They came out the next morning and gave me a very reasonable estimate. I was able to get the work done that afternoon so that my roof would not be damaged any further by another storm. The technicians were very friendly and professional, and cleaned up after themselves. My roof looks great! Thank you so much for all your help.
I recently had a new roof put on my home and I am so pleased with the quality, professionalism, and communication.Rocket Roofing came in to assess what needed to be done, let us know what he was going to charge and how long everything would take. He was right on time and completed the job exactly as he said he would. We will definitely use them again in the future!
Alan was phenomenal to work with. Always answered my call(s); if he wasn’t able, he returned my call promptly. He went out of his way to match the tiles of my Client’s home which we both were very appreciative of. Alan is a true professional.
I was extremely satisfied with my experience working with Rocket Roofing. The work quality was excellent, and the crew was extremely friendly and courteous. I would highly recommend them to anyone looking for roof installation or in need of repair work. My thanks to all at Rocket Roofing for a job well done!
Rocket Roofing did a great job on my roof. They were responsive to all my questions and took care of all the insurance red tape. The price was very reasonable and they did a great job cleaning up after themselves. I would highly recommend them.
Rocket Roofing is a trustworthy company that did a terrific job replacing our roof. We were very pleased with their timeliness, professionalism and overall knowledge of the roofing business.
Owens Corning Roofing Products
Owens Corning Roofing Products
Rocket Roofing is proud to be selected as an Owen’s Corning Approved Roofing Contractor.
Owens Corning is a leader in roofing shingles, underlayment and components products. The look of a roof can have a significant impact on the overall design and perceived value of a home. After all, the roof can make up half of a home’s exterior.
Owens Corning systems look better, last longer and offer more choices to perfectly fit your project.
Rocket Roofing is proud to be selected as an Owen’s Corning Approved Roofing Contractor.
Owens Corning is a leader in roofing shingles, underlayment and components products. The look of a roof can have a significant impact on the overall design and perceived value of a home. After all, the roof can make up half of a home’s exterior.
Owens Corning systems look better, last longer and offer more choices to perfectly fit your project.
